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Food Security

Own your essential food supply the smart way. Buy quality products by easy monthly installments, then choose to sell them back for a buyback dividend or keep them for your family — food security with financial upside.

Food Security - Bina bekalan makanan anda dengan cara yang bijak
What is it?

Food security you can bank on

The Food Security Bank lets members purchase essential food products through affordable monthly installments over 6 months. When your purchase matures, you decide: sell the goods back to our wholesaler for a 5%–20% buyback (by carton tier) credited to your wallet as a dividend, or redeem the physical products for your household.

Food Security

Higher carton quantity unlocks a higher buyback rate at maturity. Your tier is based on the number of cartons you purchase (pay in full).

Level Purchase (Carton)
FOOD SURVIVE 1 Carton
FOOD SECURE 2 to 100 Carton
FOOD RESILIENT 101 to 500 Carton
FOOD SOVEREIGN 501 Carton and above
FOOD SURVIVE
Pembelian1 Carton
FOOD SECURE
Pembelian2 to 100 Carton
FOOD RESILIENT
Pembelian101 to 500 Carton
FOOD SOVEREIGN
Pembelian501 Carton and above
How It Works

Four simple steps

A transparent, installment-based purchase designed to make food security affordable for every family.

1

Choose a Product

Pick an eligible food product and the quantity you want from your member dashboard.

2

Pay by Installment

Spread the cost over 6 monthly payments — paid conveniently from your wallet.

3

Reach Maturity

Once fully paid and matured, your purchase is ready. Your food supply is secured.

4

Sell or Redeem

Sell back for a buyback dividend, or redeem the actual products by postage or outlet pickup.

At Maturity

You are always in control

When your purchase matures you choose the outcome that suits you best.

Option A

Sell Back for Buyback

Sell your matured goods back to our wholesaler and earn a buyback dividend credited straight to your wallet.

  • Earn 5%–20% buyback on the retail value
  • Dividend paid into your Saidina wallet
  • Use it to shop or withdraw
Option B

Redeem Your Products

Prefer to keep the food? Redeem the physical products for your family — delivered or collected.

  • Delivered to your door by postage, or
  • Pick up at your nearest outlet
  • Real food security for your household
Simulator

Try your own purchase

Choose a real eligible product and quantity to preview your installment purchase.

Purchase Simulator

Pilih produk sebenar & kuantiti — simulasi ikut harga purchase Food Security.

Unit price: RM 264.00

Jumlah carton untuk purchase ini.

Tempoh ansuran — default ikut produk dipilih.

Product
Carton Sardin Dalam Tomato Sos (Pedas) - BUKHARY 425g x 24 Carton Sardin Dalam Tomato Sos (Pedas) - BUKHARY 425g x 24
Quantity1
Carton priceRM 264.00
Total retail valueRM 264.00
Tenure6 months
Monthly installmentRM 44.00
Buyback rate10%
Buyback dividend at maturityRM 26.40
Total if sell backRM 290.40

Senarai termasuk semua produk katalog. Produk Food Security rasmi dipaparkan tanpa label; yang lain guna anggaran kadar buyback lalai.

Why Join

Benefits of the Food Security Bank

Affordable Installments

No large upfront cost. Secure your food supply with small, manageable monthly payments.

Earn Buyback

Turn your essentials into a dividend — earn 5%–20% when you sell back at maturity.

Real Food Security

Choose to keep the products instead — peace of mind that your family's food is covered.

Full Flexibility

Decide at maturity whether to take the cash dividend or the physical goods.

Delivery or Pickup

Redeem products via postage to your address or collect them at a nearby outlet.

100% Halal & Trusted

Backed by Saidina International's halal-certified supply and transparent terms.

FAQ

Common questions

How do I join a purchase?
Sign in to your member account, open the Food Security page in your dashboard, choose an eligible product and quantity, then start your installment purchase.
How long is the purchase?
The standard tenure is 6 months. You pay a fixed monthly installment from your wallet until the purchase is fully paid.
How much buyback will I earn?
If you sell back at maturity, you earn between 5% and 20% of the retail value as a dividend, credited to your wallet. The exact rate is set per product by the admin.
What if I want the products instead of the buyback?
You can redeem the physical products once the purchase is fully paid — delivered to you by postage, or collected at your nearest outlet. Redeeming means you keep the food and forgo the buyback purchase.
How do I pay the installments?
Installments are paid conveniently from your Saidina wallet. Simply top up your wallet and pay each installment from your dashboard.

Start securing your food supply today

Join the Food Security Bank and turn everyday essentials into savings and security.

Join Now

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